Public Adjuster in Miami Serving All of Florida

Statewide Public Adjusting Services is a public insurance adjusting firm committed to securing the maximum settlement you need. Our Miami public adjuster represents both residential and commercial property insurance claims with precision and diligence. “We advocate exclusively for you, the insured — never for the insurance company.” If your home or business has sustained unexpected storm, flood or fire damage, a Miami – Fort Lauderdale Public Adjuster is your strongest asset in obtaining the full insurance settlement necessary for proper recovery. We bring extensive experience in negotiating complex property claims and interacting directly with insurance carriers. Our expertise, strategic resources and dedicated team are focused on achieving the results you rightfully deserve.

Get The Settlement You Deserve.

Every loss is different and Statewide Public Adjusting Services treats each one individually. Statewide public adjusting services will bring a network of trained and licensed professionals to your side in a time of loss or damage to your home or business. Our Miami - Fort Lauderdale public adjuster can help guide and assist you through each step during the claims process. Statewide Public Adjusting Services will take the burden and pressure of claims filings, documenting, researching, and evaluating all aspects related to your loss. You can rest assured that everything is done correctly to get your home or business back immediately. 

A Company You Can Trust.

Statewide Public Adjusting Services is situated in the city of Miami. We are Public adjusters certified in the State of Florida and can service claims throughout the state. Our Miami - Fort Lauderdale public adjuster has handled Thousands of homeowner's insurance claims combined. We have worked directly with most insurance companies that write policies in the areas we serve. We understand the insurance policies and what the maximum payable amounts are under each policy. We also understand the individual insurance companies so that we know how to use the right process to get that maximum settlement as quickly as possible. Statewide Public Adjusting Services excel in the art of negotiation, our Miami public adjusters leverage their expertise to communicate effectively with insurance companies advocating for maximum compensation for policyholders. 

We Can Save You Time and Stress.

Facing unexpected Property damage or a total loss to your home or business involves high levels of stress. You not only have to deal with damage, loss, and an anxiety-filled insurance claim process but also the emotional toll it takes on you and your family. Hiring our Miami - Fort Lauderdale public adjuster means having an experienced advocate who can do the thinking, planning, and negotiating on your behalf. All with removed emotions and looking out specifically for your financial well-being.
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Our Miami - Fort Lauderdale Public Adjuster advocates strictly for you and handles every part of your claim by:

  • Evaluating your policy coverage and the scope of loss and damage
  • Filing a new claim (or re-opening an existing claim)
  • Preparing detailed reports, estimates and documentation
  • Communicating directly with your insurance company
  • Negotiating the maximum insurance claim settlement

Insurance Claim Experts Miami.

​We are experts in the policies issued by the insurance companies. When you have Statewide Public Adjusting Services on your side we make sure the settlement amount you receive is the amount you are owed under the policy. Our Miami - Fort Lauderdale Public Adjuster is Knowledgeable and Experienced in residential & commercial property damage claims, insurance appraisals, estimating, building code requirements and Insurance Policies.
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​Home and business owners grappling with the aftermath of storms, floods or fires, Statewide Public Adjusting Services in Miami offers specialized expertise in residential & commercial insurance claims. The challenges of deciphering policies and navigating intricate procedures are met with a team dedicated to securing optimal settlements for our clients. One of the key elements that set Statewide Public Adjusting Services apart is our commitment to leaving no stone unturned in assessing damages. The resources at our disposal, whether technological tools and equipment for accurate damage assessment or a network of industry experts, enhances our ability to ensure that no detail is overlooked in the pursuit of a fair and total settlement.

Fire Damage Public Adjuster Miami.

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​Statewide Public Adjusting Services is proud to represent home and business owners in and around the Miami, Fort Lauderdale area and throughout South Florida when fire damage occurs.

​​A fire is a devastating situation. Out of all disasters, it’s the one that is most damaging and most costly. Once you’ve made sure your family and friends are safe, you’ll need to focus on restoration. At Statewide Public Adjusting Services our Miami Public Adjuster understands how challenging of a time this can be. That’s why we’re here to help offset the financial strain caused by a fire damage. We’ll work directly with your insurance company on your behalf, so you don’t have to.

​The first step in the claims process is to promptly notify your insurance company of the loss. Provide detailed information regarding the extent and cause of the damage, strictly complying with the reporting requirements outlined in your policy for fire damage claims. Prepare a thorough and itemized inventory of all damaged, destroyed or lost property, including supporting documentation such as photographs, receipts and repair estimates whenever possible.

After your claim is reported, the insurance carrier will assign an adjuster to inspect the property. It is highly advisable to be present during this inspection to ensure all structural damage, contents loss, smoke contamination and hidden issues are properly documented. The adjuster’s assessment and written report will significantly influence the valuation and overall outcome of your claim.

Once the inspection is completed, carefully review the adjuster’s findings and compare them with your independent damage inventory and contractor evaluations. If discrepancies or undervaluations are identified, formally address them with your insurer and request clarification or reconsideration. When both parties reach agreement on the scope and value of the loss, the claim proceeds to settlement, and payment is issued for covered repairs or replacements, less any applicable deductible and policy limitations.

Recovering from fire damage in Miami, Florida can be a complex and demanding process. However, a clear understanding of the claims procedure is essential to restoring your property and financial stability. Maintain organized records, document all communications in writing, meet policy deadlines and follow up consistently. When necessary, consult a qualified public adjuster or legal professional to safeguard your rights and help ensure full policy compliance and fair compensation.

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Hurricane Damage Adjusters Miami

​Navigating the aftermath of a hurricane in Miami Florida can be as daunting as the storm itself, especially when it comes to insurance claims. With each hurricane season, the Sunshine State braces for impact, leaving many to wonder how they'll recover. One significant challenge many face is underinsurance. Discovering too late that their policy doesn't cover the full extent of the hurricane damage can be devastating. To prevent this, regularly review your policy and consider additional coverage in areas where it may be lacking.
Discrepancies between the homeowner's damage assessment and the insurance adjuster's findings are also common. To counteract this, consider hiring a professional public adjuster to provide a second opinion on the damages. This can provide leverage in negotiating with your insurance provider. After filing a claim for hurricane damage in Miami Florida, expect a period of back-and-forth communication with your insurance provider. This period can be stressful, as it involves negotiations regarding the extent of damages and the cost of repairs. Patience and open communication are key to navigating this phase smoothly.
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Eventually, your claim will either be approved, partially approved, or denied. It's important to understand the reasons behind the decision, as this will inform your next steps. If your claim is denied or you believe the settlement is insufficient, you have the right to supplement and appeal the decision. Consulting with our public adjuster in Miami specialized in insurance claims can provide guidance on the best course of action.

Residential Insurance Claims.

A disaster such as a ​Hurricane, Flood or Fire can affect more than just your home. When your house is damaged, the experience can be unsettling and difficult for your entire family.
 
We care about our customers. Allow us to help you restore your home and your life back to normal. When you hire our Miami public adjuster you will know your insurance claim, your home, and your family are in good hands. 
 
What We Do:
  • We will interpret your homeowners policy and help you understand what’s covered and what’s not by your insurance company.
  • If your policy provides coverage for additional living expense, we will help you make arrangements for safe and comfortable temporary housing.
  • We will itemize and estimate the full extent of the damage to your residence and personal belongings.
  • We will handle dealings with your insurance company so that you can tend to your work, family, and personal commitments.
  • We will provide you with updates throughout the claims process and work to get you a fair payout as fast as possible.
  • We will NOT collect any fees for our services unless and until you receive a settlement from your insurance company. (No recovery - No fee).

Commercial Insurance Claims.

A Hurricane, Flood or Fire can damage not only your commercial property, but also your bottom line, if services or production are disrupted.

​Call our Miami public adjuster to minimize the disruption to your business, and maximize your insurance claim payout.
 
What We Do:
  • We will manage your commercial property insurance claim from start to finish so that you can stay focused on managing your business.
  • We will carefully record every aspect of your loss in order to deliver a detailed report to your insurance company.
  • We will expedite the claims process to help you get back to business as usual as fast as possible.

Contact Our Miami Public Adjuster Today.

​Getting a Miami - Fort Lauderdale public adjuster involved quickly is recommended if you need to file an insurance claim. Our best professional Miami public adjuster Fort Lauderdale works quickly and efficiently to help ensure your claims process is easy and fast. We possess the knowledge and tools and have the processes in place to help ensure each client we serve is fully satisfied with the results we help them achieve. We can also answer questions you may have to ensure you fully understand our role in the insurance claims process. Contact us for a free consultation.

​Free Consultation, No Obligation.

Optimizing your insurance claim becomes more than a possibility, it becomes a reality with a trusted partner by your side. Explore the difference that a committed public adjuster can make and secure the compensation you deserve in the face of uncertainties. With Statewide Public Adjusting Services, the journey to a fair settlement is not only navigable but can also be a testament to resilience and expertise in times of unexpected adversity.

​In the intricate world of insurance claims, choosing Statewide Public Adjusting Services is not merely a decision; it’s an investment in a smoother, more efficient process. Our Miami - Fort Lauderdale team brings not only localized insights but also a profound understanding of the unique challenges these areas face. Allow our team of experienced local insurance claim experts help you secure the full payout you deserve. We will protect your right to full compensation and ensure you get the best possible settlement for your insurance claim.

Let Statewide Public Adjusting Services get you the maximum return on your claim! We ensure complete customer satisfaction guaranteed so you know you are getting the best. Get started working with our public adjuster Miami - Fort Lauderdale today by calling 305-244-4247 or Email us at [email protected] to see if we can help you with your residential or commercial insurance claim.

Claims We Handle.                       

Lightning/Storm

Hurricane Damage

Fire/Smoke Damage

Fallen Tree Damage

Roof Leak Damage

Tornado/Wind

Sinkhole/Blasting

Car Crash Damage

Collapse Damage

Theft/Vandalism

​​Water Damage/FLood

Explosion Damage

The Services We Offer.

  • Serving as the Insured's Adjuster & Advocate 
  • Serving as the Insured's Elected Appraiser
  • Serving as the Appraisal Umpire
  • Insurance Claims Consulting & Advice
  • Construction Estimating, Consulting, & Advice

Residential & Commercial Policy Holders, Churches, HOA's, & Apartment Property Managers in Miami Dade & throughout Broward County all rely on our public adjusters experience in Claims Adjusting and Insurance Estimating/Appraisals to assist them with their hurricane, flood, fire Property Damage Insurance Claims, Disputes & Issues.

Gustavo Garayburu, PA. | CEO and Founder

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​Professional Claim Representation in Miami.

Our Miami public adjuster & President of Statewide Public Adjusting Services Gustavo Garayburu specializes in thoroughly assessing the extent of damage to property and documenting it comprehensively. This includes compiling evidence, photographs, repair estimates, engineering reports and other relevant information to strengthen the claim. Furthermore our Miami public adjuster Gustavo Garayburu is well-versed in insurance policies and can interpret the complex language in the policy. He will ensure that policyholders understand the terms, conditions, exclusions and coverage limits, helping them make informed decisions throughout the claims process. The primary responsibility  of our public adjuster is to negotiate with insurance companies on behalf of the policyholder. This involves presenting the claim, supporting documentation, advocating for your best interest and negotiating for a fair settlement that adequately covers the damages.
Hiring Gustavo Garayburu of Statewide Public Adjusting Services as your professional public adjuster in Miami or Fort Lauderdale, Florida can significantly impact the final dollar amount of your insurance claim. With in-depth knowledge of policy language, valuation methods and carrier tactics, he strategically prepares, documents and negotiates every aspect of your loss to pursue the maximum settlement available under your policy. His hands-on approach ensures no damages are overlooked and no benefits are undervalued.

Statewide Public Adjusting Services has earned a strong reputation within the insurance industry as a leading public adjuster in Miami and throughout South Florida. The firm is recognized for aggressive representation, ethical standards and consistent results on residential and commercial property claims, including water damage, fire loss, hurricane damage, roof claims and mold-related losses.
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Contact our experienced, State-Certified Public Adjuster in Miami today for immediate insurance claim assistance and receive your FREE comprehensive claim analysis. Let a dedicated advocate protect your interests from start to finish.
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Our values, experience, reputation, honesty, integrity and strong character set us apart. You can rely on our Miami Public Adjuster to guide you through the claims process and ensure your claim is resolved properly, protecting your interests—not those of your insurance company
​Gustavo Garayburu, PA #W211582


Partnered/Membership With.

Statewide is Always on Your Side.

Your insurance company has professional adjusters representing its interests. You deserve a qualified advocate who understands the specific coverages, exclusions, and endorsements within your policy. Statewide Public Adjusting Services has the expertise to properly compile, evaluate and present the documentation required to substantiate your loss in a format acceptable to your insurance carrier for maximum recovery.

We work diligently with your insurance company to help move your claim forward efficiently while pursuing the full value you are entitled to under the policy. Every detail is carefully reviewed and thoroughly prepared for submission and consideration on your behalf. As a boutique firm we are committed to delivering personalized service and dedicated attention—ensuring you are never treated as just another file.

Call us at (305) 244-4247 or complete the contact form below to learn more about our services and how we can assist you.

​We’re available 24/7 and can answer any questions you have. 

    Contact Us.

See What Our Clients Are Saying.


Statewide Public Adjusting Services
Gustavo Garayburu, PA. FL Lic. #W211582. GA. #3303070. SC. #17362153.
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Mailing Address:
17431 Sw 153rd Ct Miami, FL 33187​
Telephone: ​(305) 244-4247
Fax: (305) 402-3298
​E-Mail: [email protected]​

Follow Us On Social Media.

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Business Hours
M- Sun: 24 Hours
Telephone
305.244.4247​
Fax
​305.402.3298
E-MAIL
​[email protected]

Our Public Adjuster Can Serve All Counties in The State of Florida

Public Adjuster - Ajustador Publico: Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Miami Dade, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, St. Johns, St. Lucie, Santa Rosa, Sarasota, Seminole, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton and Washington County.
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